Place cash or checks into the collection basket during Mass, or use dedicated church envelopes provided by St. Vincent de Paul church.

• Online and Electronic Giving: Donate using our Parish Giving platform.This platform allows donors to offer one-time or recurring gifts via debit, credit card, or ACH bank transfer. (Link) 

• Diocesan and National Appeals: Contribute to annual drives like the Catholic Charities Appeal to fund broader regional ministries, social services, and education. 

• Alternative Assets: Consider donating stocks, cryptocurrency, or utilizing a Donor-Advised Fund.

An in-kind donation is a non-monetary contribution of goods, services, expertise, or property given voluntarily to St. Vincent de Paul instead of cash. 

Types of In-Kind Donations

• Goods: Tangible physical items such as food, clothing, furniture, computers, books, vehicles, or building materials.

• Services and Expertise: Professional skills and labor, such as legal advice, accounting, graphic design, IT support, or marketing.

Donors can often deduct the fair market value of donated property or goods on their taxes, though rules for volunteering time or labor vary. Consult with your tax professional for more information on In-kind Donations.

You can give a donation to St Vincent de Paul directly from your IRA tax-free if you meet specific IRS rules using a Qualified Charitable Distribution (QCD). 

Key Rules for an IRA Donation (QCD):

• Age Requirement: You must be 70½ or older at the time of the transfer. Contribution Limit: You can donate up to $111,000 per individual in 2026 ($222,000 for married couples filing jointly). 

• Eligible Accounts: You can make a QCD from a Traditional IRA, Rollover IRA, Inherited IRA, or inactive SEP/SIMPLE IRA. (Roth IRAs are generally ineligible or offer no extra tax benefit for this purpose). 

• Direct Transfer: The money must go directly from your IRA custodian to St. Vincent dePaul church. If you withdraw the cash yourself first, it counts as taxable income.

•  RMD Credit: If you are 73 or older and have a Required Minimum Distribution (RMD), the QCD can count toward satisfying all or part of that RMD. 

• Tax Benefit: The donated amount is excluded from your taxable income, which can help lower your adjusted gross income (AGI), Medicare premiums, and Social Security taxes. You do not need to itemize deductions to use this benefit.

Giving to St. Vincent de Paul through a will or planned giving allows you to make a lasting statement of faith by supporting our mission and ministry for future generations. 

What is Planned Giving?

• Definition: Planned (or legacy) giving involves charitable gifts made from accumulated assets—such as real estate, retirement accounts, or life insurance—rather than disposable yearly income.

• Bequests in a Will: You can name St. Vincent de Paul church as a beneficiary in your Last Will and Testament, leaving a specific dollar amount, a percentage of your estate, or the remainder after providing for your family.

• Lifetime vs. Deferred Gifts: While most planned gifts take effect after your passing (like bequests), others can happen during your lifetime, such as charitable gift annuities or rolling over retirement funds (IRAs).

Common Types of Assets You Can Give

• Wills and Living Trusts: Direct a specific gift or a percentage of your overall estate to the St. Vincent de Paul church.

• Retirement Accounts (IRAs/401ks): Naming a church as the beneficiary of an IRA is often very tax-efficient, as family members may face heavy tax burdens on inherited retirement assets that St. Vincent de Paul church—as tax-exempt 501(c)(3) organization—does not pay. 

• Life Insurance Policies: You can list St. Vincent de Paul church as a primary or secondary beneficiary, or transfer ownership of an unused policy.Appreciated Securities and Real Estate: Donating stocks, bonds, or property can often provide tax advantages by avoiding capital gains taxes. 

1. Consult an Attorney or Financial Planner: Work with a legal professional to draft or update your will, trust, or beneficiary designations. Decide on the Use of Funds: Choose whether your gift should be unrestricted (giving church leadership flexibility to meet pressing needs) or restricted to a specific purpose, such as missions, facilities, or a permanent endowment fund.

2. Notify the Church: Inform St. Vincent de Paul after you include us in your estate plan. Sharing your intentions allows us to thank you and ensure that we are equipped to honor your specific wishes.

3. Talk to Your Family: Let your loved ones know about your decision so they understand your values and are prepared when the time comes.